Layman was injured on the job. She was awarded money. The employer appealed. While it was pending, Layman died. The award was affirmed and then the lawyer sought to have the award certified. The comp court told the employer to pay the money to the estate. This was appealed and reversed. Neither the estate, nor the p.r., was a party to the proceedings. the court had no authority to require payment to a non party.
WAREHOUSE MARKET, INC. v. LAYMAN
2008 OK CIV APP 78
Equity lets their insureds pay their premiums by the month. In its monthly invoices, it helpfully lets its insureds know that if the premium is not received by a certain date, the policy will be cancelled. St Clair paid for a few months and then quit. Equity believed the policy was cancelled, per the invoice. So, when St. Clair wrecked his car 4 months after he stopped paying premiums, Equity thought there was no coverage. The Oklahoma Supreme Court disagreed. You see, you cannot give notice of cancellation for nonpayment until there actually has been non-payment. Thus, the notice in the monthly invoice was ineffective to cancel the policy.
EQUITY INSURANCE COMPANY v. ST. CLAIR
2008 OK 79
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