Named Driver Exclusion Unambiguous
Statute allows named driver exclusions. Named driver exclusion denied coverage for damages caused by drivers in insured’s household but named for exclusion in policy. Such exclusion “enabl[es] drivers with family members having poor driving records to procure affordable insurance, rather than obtaining coverage from an assigned risk pool at a greater cost or not securing insurance at all.”
Gregory F. Yates vs. Progressive Preferred Insurance Company
