Policy Barred Underinsured Stacking
Automobile policy provided underinsured motorist coverage of $50,000 per person and $100,000 per accident. Because only one person sustained injury by underinsured motorist, $50,000 maximum applied. Provision for "other/excess" insurance unambiguously did not allow more than when read with two anti-stacking disclaimers. Summary judgment for insured reversed, case remanded for further proceedings.
KEVIN P. KENNEDY, Respondent, vs. SAFECO INSURANCE COMPANY OF ILLINOIS, Appellant.
Missouri Court of Appeals, Southern District - SD32345