Reinsurance Law Blog

Reinsurance Law Blog

Tag Archives: material

Misrepresentations in insurance application let insurer off the hook for fatal building collapse — Pennsylvania

Posted in Contractual Liability
In Berkely Assurance Company vs Campbell, Campbell was hired to demolish a building in Philadelphia.  During the demolition, an unbraced wall fell onto an adjacent Salvation Army store killing and injuring employees and customers. Berkely issued a policy to Campbell, but claimed it was void because of misrepresentations in the application and because Campbell failed… Continue Reading

Misrepresentations in personal property valuation voids entire policy 8th Circuit, Missouri

Posted in Contractual Liability
In Neidenbach v. Amica Mutual Insurance Company, the personal property coverage in plaintiff’s  Neidenbach’s homeowner’s policy was void under the policy’s “Concealment of Fraud” provision because the plaintiffs intentionally misrepresented the value of their personal property in their proof of loss; the misrepresentation voided the entire policy, including the portions covering loss of their dwelling.… Continue Reading

Misrepresentations for disability insurance were not shown to have increased the risk of loss at the time of the loss — 8th Circuit, Wisconsin law

Posted in Contractual Liability, Disability Benefits, New Case
In Northwestern Mutual Life v. Weiher, Weiher got disability insurance from Northwestern, and promised he would cancel his disability insurance with Great-West. Weiher did not cancel his Great-West policy, and later, when he became disabled, Northwestern wanted to rescind its policy. Northwestern said it would not have issued the policy if it had known Weiher… Continue Reading
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