Reinsurance Law Blog

Reinsurance Law Blog

Tag Archives: vacate

Habitation or vacancy clause in homeowner’s policy conditions section is an exclusion — Arkansas

Posted in Contractual Liability
In Farm Bureau v. Davenport, 2017 Ark. App. 207, Davenport had 2 houses, one in Michigan and one in Arkansas.  While at the Michigan house, the Arkansas house was broken into and set on fire.  Farm Bureau denied the claim because the house was unoccupied when the house was destroyed. One of the policy conditions,… Continue Reading

Appraisal process, prevailing party, attorneys fees — 10th Circuit, Oklahoma

Posted in Contractual Liability
In re: Hayes Family Trust v. State Farm Fire & Cas. Co., involved a property damage claim where the policyholder invoked the appraisal process after the parties could not agree on the amount of the loss. The policy establishes a procedure whereby each party selects an impartial appraiser; the appraisers then select an impartial umpire.… Continue Reading
Lexblog